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An endowment policy is a long term insurance policy where the insurer made investments for the person with the policy over a long period of time. When the term of the insurance policy ends, a lump sum payment is made to either the insured or the successor if the policy holder dies before the term ends. If you've had an endowment policy for a few years, you probably have a lof of money tied up with an insurance company that you may not ever get to use for yourself. What if .. click here.

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